ApPello was pleased to participate in the BACEE 50th Anniversary Conference, where our CEO, Béla Vér, joined a high-level roundtable discussion titled “Innovation in Trade Finance: Lessons from Failure and a Path to Success for Banks and Fintechs.” The session brought together industry leaders to examine practical lessons from past initiatives and to identify pragmatic paths forward for banks and fintechs seeking to modernise trade finance operations.

In today’s fast-paced lending environment, every second counts. At ApPello, we continuously invest in AI-driven innovations to help financial institutions simplify complex processes, cut down on manual work, and accelerate decision-making. One of our latest developments focuses on transforming unstructured data into structured insights, directly boosting efficiency throughout the loan origination lifecycle.

In today's financial climate, profitability and brand reputation are linked together. For financial institutions, this means mastering the art of debt collection without pushing away customers. But how do you delicately balance these seemingly opposing forces?

Artificial intelligence is reshaping real estate valuation, driving greater accuracy and transparency across the industry. At ApPello, our Real Estate Valuator System embodies this shift, combining AI-powered analytics with streamlined workflows to deliver faster, more reliable property assessments.

ApPello’s Cash Optimization solution empowers banks to maintain liquidity and optimize costs across branches and ATMs. Inspired by key insights from the recent EuroFinance Treasury Management conference, this post highlights how smart technology addresses today’s cash management challenges.

As a consultant and software vendor for Central European banks, particularly those with total assets ranging from €5 to €100 billion, we’ve observed increasing pressure on boards to reduce IT operational costs. Every year, we negotiate pricing adjustments to account for inflation, sometimes engaging in lengthy 3-6 month discussions for a modest €10k increase in annual maintenance fees. While we understand the bonus criteria for senior management (B-1 level), the impact of inflation on wages cannot be ignored.