A fluid, organic 3D shape animation floating in a dark space, reflecting a futuristic and dynamic aesthetic.
A fluid, organic 3D shape animation floating in a dark space, reflecting a futuristic and dynamic aesthetic.
A fluid, organic 3D shape animation floating in a dark space, reflecting a futuristic and dynamic aesthetic.
A fluid, organic 3D shape animation floating in a dark space, reflecting a futuristic and dynamic aesthetic.

We provide Digital Solutions for

Banks and Financial Institutions

We provide Digital Solutions for

Banks and Financial Institutions

We provide Digital Solutions for

Banks and Financial Institutions

We provide Digital Solutions for

Banks and Financial Institutions

ApPello is a digital lending software platform vendor that has been providing end-to-end, from loan origination through servicing to collection solutions in the CEE region for over 20 years.

Meet our Management team

Meet our Management team

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Béla Vér

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Chief Executive Officer

Béla co-founded the company in 1998 with Krisztián Pálmai to deliver innovative software solutions designed to enhance banking efficiency and drive growth. With prior experience as an IT engineer at Inter-Európa Bank and a global core banking provider, Béla brings deep expertise in banking technology.

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A person with short brown hair wearing a white shirt smiles against a plain gray background.

Béla Vér

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Chief Executive Officer

Béla co-founded the company in 1998 with Krisztián Pálmai to deliver innovative software solutions designed to enhance banking efficiency and drive growth. With prior experience as an IT engineer at Inter-Európa Bank and a global core banking provider, Béla brings deep expertise in banking technology.

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A person with short brown hair wearing a white shirt smiles against a plain gray background.

Béla Vér

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Chief Executive Officer

Béla co-founded the company in 1998 with Krisztián Pálmai to deliver innovative software solutions designed to enhance banking efficiency and drive growth. With prior experience as an IT engineer at Inter-Európa Bank and a global core banking provider, Béla brings deep expertise in banking technology.

Read more

A person with short brown hair wearing a white shirt smiles against a plain gray background.

Béla Vér

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Chief Executive Officer

Béla co-founded the company in 1998 with Krisztián Pálmai to deliver innovative software solutions designed to enhance banking efficiency and drive growth. With prior experience as an IT engineer at Inter-Európa Bank and a global core banking provider, Béla brings deep expertise in banking technology.

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Tamás Babér

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Chief Operation Officer

Tamás Babér has served as Chief Operations Officer at ApPello since 2000. Before joining, he held mid-management roles in the industrial sector, where he gained valuable leadership experience.

Leveraging his expertise in programming and banking technology, Tamás oversees the development, support, and implementation of ApPello's digital lending solutions across various banks. His focus on operational excellence ensures successful project delivery and client satisfaction.

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Tamás Babér

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Chief Operation Officer

Tamás Babér has served as Chief Operations Officer at ApPello since 2000. Before joining, he held mid-management roles in the industrial sector, where he gained valuable leadership experience.

Leveraging his expertise in programming and banking technology, Tamás oversees the development, support, and implementation of ApPello's digital lending solutions across various banks. His focus on operational excellence ensures successful project delivery and client satisfaction.

Read more

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Tamás Babér

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Chief Operation Officer

Tamás Babér has served as Chief Operations Officer at ApPello since 2000. Before joining, he held mid-management roles in the industrial sector, where he gained valuable leadership experience.

Leveraging his expertise in programming and banking technology, Tamás oversees the development, support, and implementation of ApPello's digital lending solutions across various banks. His focus on operational excellence ensures successful project delivery and client satisfaction.

Read more

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Tamás Babér

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Chief Operation Officer

Tamás Babér has served as Chief Operations Officer at ApPello since 2000. Before joining, he held mid-management roles in the industrial sector, where he gained valuable leadership experience.

Leveraging his expertise in programming and banking technology, Tamás oversees the development, support, and implementation of ApPello's digital lending solutions across various banks. His focus on operational excellence ensures successful project delivery and client satisfaction.

Read more

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András Romhányi

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Head of Development

András Romhányi is the Head of IT Development at ApPello. He began his career as a Java developer and has since held various technical roles, including lead developer, Java team lead, and IT architect, over the past 15 years.

Joining ApPello in 2011, András has played a key role in developing business applications and delivering major products in the CEE region.

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András Romhányi

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Head of Development

András Romhányi is the Head of IT Development at ApPello. He began his career as a Java developer and has since held various technical roles, including lead developer, Java team lead, and IT architect, over the past 15 years.

Joining ApPello in 2011, András has played a key role in developing business applications and delivering major products in the CEE region.

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András Romhányi

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Head of Development

András Romhányi is the Head of IT Development at ApPello. He began his career as a Java developer and has since held various technical roles, including lead developer, Java team lead, and IT architect, over the past 15 years.

Joining ApPello in 2011, András has played a key role in developing business applications and delivering major products in the CEE region.

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András Romhányi

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Head of Development

András Romhányi is the Head of IT Development at ApPello. He began his career as a Java developer and has since held various technical roles, including lead developer, Java team lead, and IT architect, over the past 15 years.

Joining ApPello in 2011, András has played a key role in developing business applications and delivering major products in the CEE region.

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Ferenc Kustos

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Sales Director

Ferenc Kustos rejoined ApPello as Sales Director in 2020, after previously serving as Sales and Marketing Director from 2013 to 2015. He has held CEO and Sales Director positions in various software and hardware companies.

Ferenc is passionate about building productive, win-win partnerships with customers and implementation partners globally, with a strong focus on understanding and respecting diverse cultures. He has extensive experience in solution selling and banking, despite holding a Master’s degree in biology from Eötvös Lóránd University.

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Ferenc Kustos

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Sales Director

Ferenc Kustos rejoined ApPello as Sales Director in 2020, after previously serving as Sales and Marketing Director from 2013 to 2015. He has held CEO and Sales Director positions in various software and hardware companies.

Ferenc is passionate about building productive, win-win partnerships with customers and implementation partners globally, with a strong focus on understanding and respecting diverse cultures. He has extensive experience in solution selling and banking, despite holding a Master’s degree in biology from Eötvös Lóránd University.

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Ferenc Kustos

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Sales Director

Ferenc Kustos rejoined ApPello as Sales Director in 2020, after previously serving as Sales and Marketing Director from 2013 to 2015. He has held CEO and Sales Director positions in various software and hardware companies.

Ferenc is passionate about building productive, win-win partnerships with customers and implementation partners globally, with a strong focus on understanding and respecting diverse cultures. He has extensive experience in solution selling and banking, despite holding a Master’s degree in biology from Eötvös Lóránd University.

Read more

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Ferenc Kustos

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Sales Director

Ferenc Kustos rejoined ApPello as Sales Director in 2020, after previously serving as Sales and Marketing Director from 2013 to 2015. He has held CEO and Sales Director positions in various software and hardware companies.

Ferenc is passionate about building productive, win-win partnerships with customers and implementation partners globally, with a strong focus on understanding and respecting diverse cultures. He has extensive experience in solution selling and banking, despite holding a Master’s degree in biology from Eötvös Lóránd University.

Read more

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János Szilágyi

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Head of Project Management Office

János Szilágyi is the Head of the Project Management Office at ApPello. With over 10 years of experience as a Project Manager, he has a proven track record in both client and vendor-side implementation projects. Since joining ApPello in 2015, János has led the implementation of various products and custom developments in the CEE region, particularly in Collateral, Valuator, and Trade Finance domains.

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János Szilágyi

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Head of Project Management Office

János Szilágyi is the Head of the Project Management Office at ApPello. With over 10 years of experience as a Project Manager, he has a proven track record in both client and vendor-side implementation projects. Since joining ApPello in 2015, János has led the implementation of various products and custom developments in the CEE region, particularly in Collateral, Valuator, and Trade Finance domains.

Read more

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János Szilágyi

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Head of Project Management Office

János Szilágyi is the Head of the Project Management Office at ApPello. With over 10 years of experience as a Project Manager, he has a proven track record in both client and vendor-side implementation projects. Since joining ApPello in 2015, János has led the implementation of various products and custom developments in the CEE region, particularly in Collateral, Valuator, and Trade Finance domains.

Read more

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János Szilágyi

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Head of Project Management Office

János Szilágyi is the Head of the Project Management Office at ApPello. With over 10 years of experience as a Project Manager, he has a proven track record in both client and vendor-side implementation projects. Since joining ApPello in 2015, János has led the implementation of various products and custom developments in the CEE region, particularly in Collateral, Valuator, and Trade Finance domains.

Read more

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Viktor Nyitrai

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Head of Business Analysis

With 17 years of experience as an IT Business Analyst, Viktor has worked across sectors such as telecommunications, travel, and banking. He joined ApPello in 2014, where he has led the introduction of products in Collateral, Loan Origination, Loan Management, and Account Management.

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Viktor Nyitrai

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Head of Business Analysis

With 17 years of experience as an IT Business Analyst, Viktor has worked across sectors such as telecommunications, travel, and banking. He joined ApPello in 2014, where he has led the introduction of products in Collateral, Loan Origination, Loan Management, and Account Management.

Read more

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Viktor Nyitrai

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Head of Business Analysis

With 17 years of experience as an IT Business Analyst, Viktor has worked across sectors such as telecommunications, travel, and banking. He joined ApPello in 2014, where he has led the introduction of products in Collateral, Loan Origination, Loan Management, and Account Management.

Read more

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Viktor Nyitrai

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Head of Business Analysis

With 17 years of experience as an IT Business Analyst, Viktor has worked across sectors such as telecommunications, travel, and banking. He joined ApPello in 2014, where he has led the introduction of products in Collateral, Loan Origination, Loan Management, and Account Management.

Read more

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Alexandra Németh-Halász

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Head of Testing

Alexandra Németh-Halász serves as the Head of Testing at ApPello, bringing 10 years of experience in both manual and automated testing. Her expertise also includes team coordination and leading testing initiatives. Since joining ApPello, she has taken on a dual role, contributing directly to testing efforts across multiple projects while also leading the testing team.

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Alexandra Németh-Halász

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Head of Testing

Alexandra Németh-Halász serves as the Head of Testing at ApPello, bringing 10 years of experience in both manual and automated testing. Her expertise also includes team coordination and leading testing initiatives. Since joining ApPello, she has taken on a dual role, contributing directly to testing efforts across multiple projects while also leading the testing team.

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Alexandra Németh-Halász

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Head of Testing

Alexandra Németh-Halász serves as the Head of Testing at ApPello, bringing 10 years of experience in both manual and automated testing. Her expertise also includes team coordination and leading testing initiatives. Since joining ApPello, she has taken on a dual role, contributing directly to testing efforts across multiple projects while also leading the testing team.

Read more

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Alexandra Németh-Halász

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Head of Testing

Alexandra Németh-Halász serves as the Head of Testing at ApPello, bringing 10 years of experience in both manual and automated testing. Her expertise also includes team coordination and leading testing initiatives. Since joining ApPello, she has taken on a dual role, contributing directly to testing efforts across multiple projects while also leading the testing team.

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Award & Certificates

Award & Certificates

Award & Certificates

Appello is committed to serve its partners with the best available web technologies, industry-leading digital lending solutions, first-rate IT & Business know-how and proven product-support team. We are ready to be a stable IT provider for financial institutions in any company size.

EN ISO 9001; 14001 Certification

E-Finance and Fintech Fest Awards 2021 Hungary
E-Finance and Fintech Fest Awards 2021 Hungary
AAA Highest CreditWorthiness certificate
AAA Highest CreditWorthiness certificate

ApPello Presence

ApPello Presence

ApPello Presence

ApPello banking solutions are implemented in several European countries, such as:


  • Austria

  • Croatia

  • Czech Republic

  • Hungary

  • Romania

  • Slovakia


ApPello has local offices in :

  • Budapest (European HQ)

  • Bucharest

  • Prague

  • Vienna

Map of Europe indicating countries with Dark Blue where ApPello is present, and Hungary in brighter blue where the HQ is
Map of Europe indicating countries with Dark Blue where ApPello is present, and Hungary in brighter blue where the HQ is
Map of Europe indicating countries with Dark Blue where ApPello is present, and Hungary in brighter blue where the HQ is
Map of Europe indicating countries with Dark Blue where ApPello is present, and Hungary in brighter blue where the HQ is

Are you interested?

Want to learn more about how our platform can modernize your bank?

Just schedule a call with one of our experts. We're here to help.

Are you interested?

Want to learn more about how our platform can modernize your bank?

Just schedule a call with one of our experts. We're here to help.

Are you interested?

Want to learn more about how our platform can modernize your bank?

Just schedule a call with one of our experts. We're here to help.

Are you interested?

Want to learn more about how our platform can modernize your bank?

Just schedule a call with one of our experts. We're here to help.

APPELLO AUSTRIA

A-1190 Vienna,
Heiligenstädter Lände 29/2. OG

APPELLO CZECH

Pobřežní 620/3

186 00 Praha 8-Karlín

International Business Center

APPELLO HUNGARY

H-1075 Budapest,

Madách Imre út 13-14.

Madách Trade Center, Building A, 2nd floor.

APPELLO ROMANIA

Strada Povernei 15-17

Sector 1, București

© 2025 ApPello. All rights reserved.

FOLLOW US

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APPELLO AUSTRIA

A-1190 Vienna,
Heiligenstädter Lände 29/2. OG

APPELLO CZECH

Pobřežní 620/3

186 00 Praha 8-Karlín

International Business Center

APPELLO HUNGARY

H-1075 Budapest, Madách Imre út 13-14. Madách Trade Center, Building A, 2nd floor.

APPELLO ROMANIA

Strada Povernei 15-17

Sector 1, București

© 2025 ApPello. All rights reserved.

FOLLOW US

Linkedin logo Yellow
Facebook logo Yellow
X (ex Twitter) logo Yellow
Youtube logo Yellow

APPELLO AUSTRIA

A-1190 Vienna,
Heiligenstädter Lände 29/2. OG

APPELLO CZECH

Pobřežní 620/3

186 00 Praha 8-Karlín

International Business Center

APPELLO HUNGARY

H-1075 Budapest,

Madách Imre út 13-14.

Madách Trade Center, Building A, 2nd floor.

APPELLO ROMANIA

Strada Povernei 15-17

Sector 1, București

© 2025 ApPello. All rights reserved.

FOLLOW US

Linkedin logo Yellow
Facebook logo Yellow
X (ex Twitter) logo Yellow
Youtube logo Yellow

APPELLO AUSTRIA

A-1190 Vienna,
Heiligenstädter Lände 29/2. OG

APPELLO CZECH

Pobřežní 620/3

186 00 Praha 8-Karlín

International Business Center

APPELLO HUNGARY

H-1075 Budapest, Madách Imre út 13-14. Madách Trade Center, Building A, 2nd floor.

APPELLO ROMANIA

Strada Povernei 15-17

Sector 1, București

© 2025 ApPello. All rights reserved.

FOLLOW US

Linkedin logo Yellow
Facebook logo Yellow
X (ex Twitter) logo Yellow
Youtube logo Yellow