CCD2 applies from 20 November 2026: BNPL and small loans become regulated credit, and every decision must be explainable. Is your origination ready?

Three client documents, 223 pre-filled fields and a ready credit proposal in under five minutes. See how AI-powered document processing works in the ApPello Digital Lending Platform.

ApPello has reached a new milestone: AI is now at the heart of our lending solutions. The Hands-Off AI Assistant, built into the ApPello Digital Lending Platform, lets banking teams configure the system, get answers from live data and understand how the platform works, simply by saying what they need.

Lending teams spend much of their day on work a machine could prepare for them: reading statements, retyping figures, chasing missing documents and waiting for IT to change a rule. We asked a simple question: what if the lending platform itself could take that on?

For more than a decade, ApPello’s Collateral Management System has run at the centre of collateral processes in leading European banks. Its strength has been the deep domain knowledge behind the business and proven best practice in modeling, valuation, eligibility, allocation and activation.

From Warsaw to Copenhagen, our team is spending October at the region's leading banking events. Here's where to find us and what we'd like to talk about.