Account Management System by ApPello

The image displays a detailed financial dashboard for a company, showcasing various loan products, their respective loan numbers, limits, and associated currencies in a tabular format, with options to prepare an application and view application details.

24/7 Real-Time Balance and Limit Management

The system manages account balances (both cleared and available), ensuring accurate representation of utilisable funds at any time 24/7. Daily closing balances are recorded automatically, while back-dated transactions trigger recalculation of historical balances and interest. Future-dated transactions are processed at the appropriate value date, ensuring booking integrity. This level of precision supports operational excellence, accurate reporting and risk management.

24/7 Real-Time Balance and Limit Management

The system manages account balances (both cleared and available), ensuring accurate representation of utilisable funds at any time 24/7. Daily closing balances are recorded automatically, while back-dated transactions trigger recalculation of historical balances and interest. Future-dated transactions are processed at the appropriate value date, ensuring booking integrity. This level of precision supports operational excellence, accurate reporting and risk management.

24/7 Real-Time Balance and Limit Management

The system manages account balances (both cleared and available), ensuring accurate representation of utilisable funds at any time 24/7. Daily closing balances are recorded automatically, while back-dated transactions trigger recalculation of historical balances and interest. Future-dated transactions are processed at the appropriate value date, ensuring booking integrity. This level of precision supports operational excellence, accurate reporting and risk management.

24/7 Real-Time Balance and Limit Management

The system manages account balances (both cleared and available), ensuring accurate representation of utilisable funds at any time 24/7. Daily closing balances are recorded automatically, while back-dated transactions trigger recalculation of historical balances and interest. Future-dated transactions are processed at the appropriate value date, ensuring booking integrity. This level of precision supports operational excellence, accurate reporting and risk management.

Flowchart diagram illustrating a process with connected nodes, set against a grid background, representing workflow and automation concepts.

Overdraft & Fee Accounting

ApPello AMS automates daily interest accruals for debit and credit balances, including separate conditions for overdrafts and over-limit usage. Fees may be managed as one-off, externally calculated or dynamically generated charges based on system events. Accrued interest and fees are capitalised automatically according to configurable schedules. This enables banks to maintain full financial accuracy with minimal manual intervention.

Overdraft & Fee Accounting

ApPello AMS automates daily interest accruals for debit and credit balances, including separate conditions for overdrafts and over-limit usage. Fees may be managed as one-off, externally calculated or dynamically generated charges based on system events. Accrued interest and fees are capitalised automatically according to configurable schedules. This enables banks to maintain full financial accuracy with minimal manual intervention.

Flexible scorecard definition

ApPello AMS automates daily interest accruals for debit and credit balances, including separate conditions for overdrafts and over-limit usage. Fees may be managed as one-off, externally calculated or dynamically generated charges based on system events. Accrued interest and fees are capitalised automatically according to configurable schedules. This enables banks to maintain full financial accuracy with minimal manual intervention.

Overdraft & Fee Accounting

ApPello AMS automates daily interest accruals for debit and credit balances, including separate conditions for overdrafts and over-limit usage. Fees may be managed as one-off, externally calculated or dynamically generated charges based on system events. Accrued interest and fees are capitalised automatically according to configurable schedules. This enables banks to maintain full financial accuracy with minimal manual intervention.

Screenshot of a digital platform interface, showing multiple project cards with labels like "AMPEFLOW CORPORATE SCREENING SERVICE" and "AMPEFLOW FEE TEST," each with version numbers, status tags (e.g., "LIVE," "DRAFT"), and clickable options for opening or editing, set against a minimalistic white background.

General Ledger & ERP Connectivity

All accounting entries generated in ApPello AMS can be exported to General Ledger systems — supporting cumulative or transactional posting. The platform integrates seamlessly with major ERP environments such as SAP or Microsoft Dynamics, ensuring financial consistency across the organisation. Powerful reporting and audit capabilities further support accounting transparency and regulatory compliance. This simplifies period-end closing and strengthens financial governance.

General Ledger & ERP Connectivity

All accounting entries generated in ApPello AMS can be exported to General Ledger systems — supporting cumulative or transactional posting. The platform integrates seamlessly with major ERP environments such as SAP or Microsoft Dynamics, ensuring financial consistency across the organisation. Powerful reporting and audit capabilities further support accounting transparency and regulatory compliance. This simplifies period-end closing and strengthens financial governance.

General Ledger & ERP Connectivity

All accounting entries generated in ApPello AMS can be exported to General Ledger systems — supporting cumulative or transactional posting. The platform integrates seamlessly with major ERP environments such as SAP or Microsoft Dynamics, ensuring financial consistency across the organisation. Powerful reporting and audit capabilities further support accounting transparency and regulatory compliance. This simplifies period-end closing and strengthens financial governance.

General Ledger & ERP Connectivity

All accounting entries generated in ApPello AMS can be exported to General Ledger systems — supporting cumulative or transactional posting. The platform integrates seamlessly with major ERP environments such as SAP or Microsoft Dynamics, ensuring financial consistency across the organisation. Powerful reporting and audit capabilities further support accounting transparency and regulatory compliance. This simplifies period-end closing and strengthens financial governance.

Open APIs and Workflow Automation

The solution is equipped with an extensive set of public APIs covering account opening, updates, reservations, transactions, balance queries, statements and more. These interfaces enable seamless connection to digital banking platforms, mobile applications, payment engines and back-office systems. High levels of process automation reduce manual workload and operational risk, while improving processing speed and service quality. Banks benefit from a future-proof, integration-ready account management platform.

Open APIs and Workflow Automation

The solution is equipped with an extensive set of public APIs covering account opening, updates, reservations, transactions, balance queries, statements and more. These interfaces enable seamless connection to digital banking platforms, mobile applications, payment engines and back-office systems. High levels of process automation reduce manual workload and operational risk, while improving processing speed and service quality. Banks benefit from a future-proof, integration-ready account management platform.

Open APIs and Workflow Automation

The solution is equipped with an extensive set of public APIs covering account opening, updates, reservations, transactions, balance queries, statements and more. These interfaces enable seamless connection to digital banking platforms, mobile applications, payment engines and back-office systems. High levels of process automation reduce manual workload and operational risk, while improving processing speed and service quality. Banks benefit from a future-proof, integration-ready account management platform.

Open APIs and Workflow Automation

The solution is equipped with an extensive set of public APIs covering account opening, updates, reservations, transactions, balance queries, statements and more. These interfaces enable seamless connection to digital banking platforms, mobile applications, payment engines and back-office systems. High levels of process automation reduce manual workload and operational risk, while improving processing speed and service quality. Banks benefit from a future-proof, integration-ready account management platform.

A computer monitor displaying a dashboard with a pie chart and a declining bar graph, illustrating data analytics and performance metrics.

Flexible Account and Product Management

ApPello AMS includes a fully configurable product catalogue that allows banks to define, parameterise and manage a wide range of account types — including standard and savings products. Key parameters such as interest logic, limits, GL mapping and reporting rules may be defined at product level. This gives banks the freedom to rapidly launch new account products without coding or system development. As a result, product innovation becomes faster, safer and more efficient.

Flexible Account and Product Management

ApPello AMS includes a fully configurable product catalogue that allows banks to define, parameterise and manage a wide range of account types — including standard and savings products. Key parameters such as interest logic, limits, GL mapping and reporting rules may be defined at product level. This gives banks the freedom to rapidly launch new account products without coding or system development. As a result, product innovation becomes faster, safer and more efficient.

Flexible Account and Product Management

ApPello AMS includes a fully configurable product catalogue that allows banks to define, parameterise and manage a wide range of account types — including standard and savings products. Key parameters such as interest logic, limits, GL mapping and reporting rules may be defined at product level. This gives banks the freedom to rapidly launch new account products without coding or system development. As a result, product innovation becomes faster, safer and more efficient.

Flexible Account and Product Management

ApPello AMS includes a fully configurable product catalogue that allows banks to define, parameterise and manage a wide range of account types — including standard and savings products. Key parameters such as interest logic, limits, GL mapping and reporting rules may be defined at product level. This gives banks the freedom to rapidly launch new account products without coding or system development. As a result, product innovation becomes faster, safer and more efficient.

Account Management System

Account Management System

Account Management System

Main Benefits

Main Benefits

24/7 Real-Time Balance and Limit Management

24/7 Real-Time Balance and Limit Management

Overdraft and Fee Processing

Overdraft and Fee Processing

Seamless Integration with General Ledger and ERP Platforms

Seamless Integration with General Ledger and ERP Platforms

Seamless Integration with General Ledger and ERP Platforms

Open APIs and Workflow Automation

Product Features

Product Features

24/7 Real-Time Balance and Limit Management

24/7 Real-Time Balance and Limit Management

24/7 Real-Time Balance and Limit Management

24/7 Real-Time Balance and Limit Management

Overdraft & Fee Accounting

Overdraft & Fee Accounting

Flexible scorecard definition

Overdraft & Fee Accounting

General Ledger & ERP Connectivity

General Ledger & ERP Connectivity

General Ledger & ERP Connectivity

General Ledger & ERP Connectivity

Open APIs and Workflow Automation

Open APIs and Workflow Automation

Open APIs and Workflow Automation

Open APIs and Workflow Automation

Flexible Account and Product Management

Flexible Account and Product Management

Flexible Account and Product Management

Flexible Account and Product Management

Related Products

Related Products