ApPello is a digital lending software platform vendor that has been providing end-to-end, from loan origination through servicing to collection solutions in the CEE region for over 20 years.




Meet our Management team
Meet our Management team

Chief Executive Officer
Béla co-founded the company in 1998 with Krisztián Pálmai to deliver innovative software solutions designed to enhance banking efficiency and drive growth. With prior experience as an IT engineer at Inter-Európa Bank and a global core banking provider, Béla brings deep expertise in banking technology.
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Chief Executive Officer
Béla co-founded the company in 1998 with Krisztián Pálmai to deliver innovative software solutions designed to enhance banking efficiency and drive growth. With prior experience as an IT engineer at Inter-Európa Bank and a global core banking provider, Béla brings deep expertise in banking technology.
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Chief Executive Officer
Béla co-founded the company in 1998 with Krisztián Pálmai to deliver innovative software solutions designed to enhance banking efficiency and drive growth. With prior experience as an IT engineer at Inter-Európa Bank and a global core banking provider, Béla brings deep expertise in banking technology.
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Chief Executive Officer
Béla co-founded the company in 1998 with Krisztián Pálmai to deliver innovative software solutions designed to enhance banking efficiency and drive growth. With prior experience as an IT engineer at Inter-Európa Bank and a global core banking provider, Béla brings deep expertise in banking technology.
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Chief Operation Officer
Tamás Babér has served as Chief Operations Officer at ApPello since 2000. Before joining, he held mid-management roles in the industrial sector, where he gained valuable leadership experience.
Leveraging his expertise in programming and banking technology, Tamás oversees the development, support, and implementation of ApPello's digital lending solutions across various banks. His focus on operational excellence ensures successful project delivery and client satisfaction.
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Chief Operation Officer
Tamás Babér has served as Chief Operations Officer at ApPello since 2000. Before joining, he held mid-management roles in the industrial sector, where he gained valuable leadership experience.
Leveraging his expertise in programming and banking technology, Tamás oversees the development, support, and implementation of ApPello's digital lending solutions across various banks. His focus on operational excellence ensures successful project delivery and client satisfaction.
Read more

Chief Operation Officer
Tamás Babér has served as Chief Operations Officer at ApPello since 2000. Before joining, he held mid-management roles in the industrial sector, where he gained valuable leadership experience.
Leveraging his expertise in programming and banking technology, Tamás oversees the development, support, and implementation of ApPello's digital lending solutions across various banks. His focus on operational excellence ensures successful project delivery and client satisfaction.
Read more

Chief Operation Officer
Tamás Babér has served as Chief Operations Officer at ApPello since 2000. Before joining, he held mid-management roles in the industrial sector, where he gained valuable leadership experience.
Leveraging his expertise in programming and banking technology, Tamás oversees the development, support, and implementation of ApPello's digital lending solutions across various banks. His focus on operational excellence ensures successful project delivery and client satisfaction.
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Head of Development
András Romhányi is the Head of IT Development at ApPello. He began his career as a Java developer and has since held various technical roles, including lead developer, Java team lead, and IT architect, over the past 15 years.
Joining ApPello in 2011, András has played a key role in developing business applications and delivering major products in the CEE region.

Head of Development
András Romhányi is the Head of IT Development at ApPello. He began his career as a Java developer and has since held various technical roles, including lead developer, Java team lead, and IT architect, over the past 15 years.
Joining ApPello in 2011, András has played a key role in developing business applications and delivering major products in the CEE region.

Head of Development
András Romhányi is the Head of IT Development at ApPello. He began his career as a Java developer and has since held various technical roles, including lead developer, Java team lead, and IT architect, over the past 15 years.
Joining ApPello in 2011, András has played a key role in developing business applications and delivering major products in the CEE region.

Head of Development
András Romhányi is the Head of IT Development at ApPello. He began his career as a Java developer and has since held various technical roles, including lead developer, Java team lead, and IT architect, over the past 15 years.
Joining ApPello in 2011, András has played a key role in developing business applications and delivering major products in the CEE region.

Sales Director
Ferenc Kustos rejoined ApPello as Sales Director in 2020, after previously serving as Sales and Marketing Director from 2013 to 2015. He has held CEO and Sales Director positions in various software and hardware companies.
Ferenc is passionate about building productive, win-win partnerships with customers and implementation partners globally, with a strong focus on understanding and respecting diverse cultures. He has extensive experience in solution selling and banking, despite holding a Master’s degree in biology from Eötvös Lóránd University.
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Sales Director
Ferenc Kustos rejoined ApPello as Sales Director in 2020, after previously serving as Sales and Marketing Director from 2013 to 2015. He has held CEO and Sales Director positions in various software and hardware companies.
Ferenc is passionate about building productive, win-win partnerships with customers and implementation partners globally, with a strong focus on understanding and respecting diverse cultures. He has extensive experience in solution selling and banking, despite holding a Master’s degree in biology from Eötvös Lóránd University.
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Sales Director
Ferenc Kustos rejoined ApPello as Sales Director in 2020, after previously serving as Sales and Marketing Director from 2013 to 2015. He has held CEO and Sales Director positions in various software and hardware companies.
Ferenc is passionate about building productive, win-win partnerships with customers and implementation partners globally, with a strong focus on understanding and respecting diverse cultures. He has extensive experience in solution selling and banking, despite holding a Master’s degree in biology from Eötvös Lóránd University.
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Sales Director
Ferenc Kustos rejoined ApPello as Sales Director in 2020, after previously serving as Sales and Marketing Director from 2013 to 2015. He has held CEO and Sales Director positions in various software and hardware companies.
Ferenc is passionate about building productive, win-win partnerships with customers and implementation partners globally, with a strong focus on understanding and respecting diverse cultures. He has extensive experience in solution selling and banking, despite holding a Master’s degree in biology from Eötvös Lóránd University.
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Head of Project Management Office
János Szilágyi is the Head of the Project Management Office at ApPello. With over 10 years of experience as a Project Manager, he has a proven track record in both client and vendor-side implementation projects. Since joining ApPello in 2015, János has led the implementation of various products and custom developments in the CEE region, particularly in Collateral, Valuator, and Trade Finance domains.
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Head of Project Management Office
János Szilágyi is the Head of the Project Management Office at ApPello. With over 10 years of experience as a Project Manager, he has a proven track record in both client and vendor-side implementation projects. Since joining ApPello in 2015, János has led the implementation of various products and custom developments in the CEE region, particularly in Collateral, Valuator, and Trade Finance domains.
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Head of Project Management Office
János Szilágyi is the Head of the Project Management Office at ApPello. With over 10 years of experience as a Project Manager, he has a proven track record in both client and vendor-side implementation projects. Since joining ApPello in 2015, János has led the implementation of various products and custom developments in the CEE region, particularly in Collateral, Valuator, and Trade Finance domains.
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Head of Project Management Office
János Szilágyi is the Head of the Project Management Office at ApPello. With over 10 years of experience as a Project Manager, he has a proven track record in both client and vendor-side implementation projects. Since joining ApPello in 2015, János has led the implementation of various products and custom developments in the CEE region, particularly in Collateral, Valuator, and Trade Finance domains.
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Head of Business Analysis
With 17 years of experience as an IT Business Analyst, Viktor has worked across sectors such as telecommunications, travel, and banking. He joined ApPello in 2014, where he has led the introduction of products in Collateral, Loan Origination, Loan Management, and Account Management.
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Head of Business Analysis
With 17 years of experience as an IT Business Analyst, Viktor has worked across sectors such as telecommunications, travel, and banking. He joined ApPello in 2014, where he has led the introduction of products in Collateral, Loan Origination, Loan Management, and Account Management.
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Head of Business Analysis
With 17 years of experience as an IT Business Analyst, Viktor has worked across sectors such as telecommunications, travel, and banking. He joined ApPello in 2014, where he has led the introduction of products in Collateral, Loan Origination, Loan Management, and Account Management.
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Head of Business Analysis
With 17 years of experience as an IT Business Analyst, Viktor has worked across sectors such as telecommunications, travel, and banking. He joined ApPello in 2014, where he has led the introduction of products in Collateral, Loan Origination, Loan Management, and Account Management.
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Head of Testing
Alexandra Németh-Halász serves as the Head of Testing at ApPello, bringing 10 years of experience in both manual and automated testing. Her expertise also includes team coordination and leading testing initiatives. Since joining ApPello, she has taken on a dual role, contributing directly to testing efforts across multiple projects while also leading the testing team.
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Head of Testing
Alexandra Németh-Halász serves as the Head of Testing at ApPello, bringing 10 years of experience in both manual and automated testing. Her expertise also includes team coordination and leading testing initiatives. Since joining ApPello, she has taken on a dual role, contributing directly to testing efforts across multiple projects while also leading the testing team.
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Head of Testing
Alexandra Németh-Halász serves as the Head of Testing at ApPello, bringing 10 years of experience in both manual and automated testing. Her expertise also includes team coordination and leading testing initiatives. Since joining ApPello, she has taken on a dual role, contributing directly to testing efforts across multiple projects while also leading the testing team.
Read more

Head of Testing
Alexandra Németh-Halász serves as the Head of Testing at ApPello, bringing 10 years of experience in both manual and automated testing. Her expertise also includes team coordination and leading testing initiatives. Since joining ApPello, she has taken on a dual role, contributing directly to testing efforts across multiple projects while also leading the testing team.
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Award & Certificates
Award & Certificates
Award & Certificates
Appello is committed to serve its partners with the best available web technologies, industry-leading digital lending solutions, first-rate IT & Business know-how and proven product-support team. We are ready to be a stable IT provider for financial institutions in any company size.
EN ISO 9001; 14001 Certification




ApPello Presence
ApPello Presence
ApPello Presence
ApPello banking solutions are implemented in several European countries, such as:
Austria
Croatia
Czech Republic
Hungary
Romania
Slovakia
ApPello has local offices in :
Budapest (European HQ)
Bucharest
Prague
Vienna




Are you interested?
Want to learn more about how our platform can modernize your bank?
Just schedule a call with one of our experts. We're here to help.
Are you interested?
Want to learn more about how our platform can modernize your bank?
Just schedule a call with one of our experts. We're here to help.
Are you interested?
Want to learn more about how our platform can modernize your bank?
Just schedule a call with one of our experts. We're here to help.
Are you interested?
Want to learn more about how our platform can modernize your bank?
Just schedule a call with one of our experts. We're here to help.