Powered by AI, our Cash Optimisation solution delivers precise forecasts of cash traffic for branches and ATMs, including deposits and withdrawals. This sophisticated system ensures the cost-optimized supply of cash points including the fulfilling of emergency needs keeping their cash levels within the approved limits.



Discover Product Details
Cash Optimisation includes a suite of components, including cash forecasting, cash transportation optimization, monitoring.
Cash forecasting uses advanced statistical and machine learning algorithms to predict cash traffic for each cash point, considering both incoming and outgoing flows. It automatically factors in weekly, monthly, and yearly seasonality and can incorporate external data like weather forecasts or nearby events for even greater accuracy.
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Discover Product Details
Cash Optimisation includes a suite of components, including cash forecasting, cash transportation optimization, monitoring.
Cash forecasting uses advanced statistical and machine learning algorithms to predict cash traffic for each cash point, considering both incoming and outgoing flows. It automatically factors in weekly, monthly, and yearly seasonality and can incorporate external data like weather forecasts or nearby events for even greater accuracy.
Show more

Discover Product Details
Cash Optimisation includes a suite of components, including cash forecasting, cash transportation optimization, monitoring.
Cash forecasting uses advanced statistical and machine learning algorithms to predict cash traffic for each cash point, considering both incoming and outgoing flows. It automatically factors in weekly, monthly, and yearly seasonality and can incorporate external data like weather forecasts or nearby events for even greater accuracy.
Show more
Discover Product Details
Cash Optimisation includes a suite of components, including cash forecasting, cash transportation optimization, monitoring.
Cash forecasting uses advanced statistical and machine learning algorithms to predict cash traffic for each cash point, considering both incoming and outgoing flows. It automatically factors in weekly, monthly, and yearly seasonality and can incorporate external data like weather forecasts or nearby events for even greater accuracy.
Show more

Main Benefits
Main Benefits
Reducing the overall costs of physical cash supply
AI (machine learning) based cash forecasting per cash point




Bank level optimization of the cash stock
Supports financial functions and Basel II,
III indicator calculations
Supports financial functions and Basel II,
III indicator calculations
The impact of KPI changes on the cost level can be simulated

Respecting limits: Out-of-cash events / year, Capacity, Cut-off times, ATM cashback
Product features
Product features

AI (Machine Learning)-based forecasting
Advanced cash forecasting generates daily projections for cashpoint activity, covering both cash-in and cash-out transactions at branches or ATMs. Using advanced self-learning mathematical procedures, the solution analyzes historical transactional data to identify patterns, enhancing predictive accuracy. Built-in algorithms like linear regression, spectral analysis, and neural network are used in paralell to find the most accurate way to predict the behaviour of a given cashpoint.

AI (Machine Learning)-based forecasting
Advanced cash forecasting generates daily projections for cashpoint activity, covering both cash-in and cash-out transactions at branches or ATMs. Using advanced self-learning mathematical procedures, the solution analyzes historical transactional data to identify patterns, enhancing predictive accuracy. Built-in algorithms like linear regression, spectral analysis, and neural network are used in paralell to find the most accurate way to predict the behaviour of a given cashpoint.

AI (Machine Learning)-based forecasting
Advanced cash forecasting generates daily projections for cashpoint activity, covering both cash-in and cash-out transactions at branches or ATMs. Using advanced self-learning mathematical procedures, the solution analyzes historical transactional data to identify patterns, enhancing predictive accuracy. Built-in algorithms like linear regression, spectral analysis, and neural network are used in paralell to find the most accurate way to predict the behaviour of a given cashpoint.

AI (Machine Learning)-based forecasting
Advanced cash forecasting generates daily projections for cashpoint activity, covering both cash-in and cash-out transactions at branches or ATMs. Using advanced self-learning mathematical procedures, the solution analyzes historical transactional data to identify patterns, enhancing predictive accuracy. Built-in algorithms like linear regression, spectral analysis, and neural network are used in paralell to find the most accurate way to predict the behaviour of a given cashpoint.

Optimized cash supply
Optimized cash supply uses forecasted and real-time cash inventory to develop a transportation strategy through the Transport Optimization Module. The algorithm considers key cost factors like interest loss from idle cash, transportation expenses, cash handling fees, and insurance costs, and creates a transport plan for the whole network that runs on the lowest cost, while respecting all limits and KPI’s like vehicle capacities, maximum cash amounts, ATM capacities, out-of-stock events, ATM cashback etc.

Optimized cash supply
Optimized cash supply uses forecasted and real-time cash inventory to develop a transportation strategy through the Transport Optimization Module. The algorithm considers key cost factors like interest loss from idle cash, transportation expenses, cash handling fees, and insurance costs, and creates a transport plan for the whole network that runs on the lowest cost, while respecting all limits and KPI’s like vehicle capacities, maximum cash amounts, ATM capacities, out-of-stock events, ATM cashback etc.

Optimized cash supply
Optimized cash supply uses forecasted and real-time cash inventory to develop a transportation strategy through the Transport Optimization Module. The algorithm considers key cost factors like interest loss from idle cash, transportation expenses, cash handling fees, and insurance costs, and creates a transport plan for the whole network that runs on the lowest cost, while respecting all limits and KPI’s like vehicle capacities, maximum cash amounts, ATM capacities, out-of-stock events, ATM cashback etc.

Flexible scorecard definition
Optimized cash supply uses forecasted and real-time cash inventory to develop a transportation strategy through the Transport Optimization Module. The algorithm considers key cost factors like interest loss from idle cash, transportation expenses, cash handling fees, and insurance costs, and creates a transport plan for the whole network that runs on the lowest cost, while respecting all limits and KPI’s like vehicle capacities, maximum cash amounts, ATM capacities, out-of-stock events, ATM cashback etc.

Cash traffic Monitoring
The monitoring feature assesses current cash stock in each cashpoint at every 15 minutes assesses the probability of the stock going below a predefined minimum level. If this probability exceeds a pre-set level the system promptly suggests an emergency cash transport that may go through automatically to CIT or asks for it to be authorized. A comprehensive overview of daily operations is conveniently available through a detailed and user-friendly dashboard, enabling effective and informed management.

Cash traffic Monitoring
The monitoring feature assesses current cash stock in each cashpoint at every 15 minutes assesses the probability of the stock going below a predefined minimum level. If this probability exceeds a pre-set level the system promptly suggests an emergency cash transport that may go through automatically to CIT or asks for it to be authorized. A comprehensive overview of daily operations is conveniently available through a detailed and user-friendly dashboard, enabling effective and informed management.

Cash traffic Monitoring
The monitoring feature assesses current cash stock in each cashpoint at every 15 minutes assesses the probability of the stock going below a predefined minimum level. If this probability exceeds a pre-set level the system promptly suggests an emergency cash transport that may go through automatically to CIT or asks for it to be authorized. A comprehensive overview of daily operations is conveniently available through a detailed and user-friendly dashboard, enabling effective and informed management.

Cash traffic Monitoring
The monitoring feature assesses current cash stock in each cashpoint at every 15 minutes assesses the probability of the stock going below a predefined minimum level. If this probability exceeds a pre-set level the system promptly suggests an emergency cash transport that may go through automatically to CIT or asks for it to be authorized. A comprehensive overview of daily operations is conveniently available through a detailed and user-friendly dashboard, enabling effective and informed management.

Data trial to predict savings
ApPello can conduct a simulated Cash Optimisation scenario based on at least one year’s transactional data for selected cashpoints. A simulation will be generated using the most recent month’s figures, creating forecasts and transport plans, this way simulating cash stocks and transports as if the system were in use.
Read more

Data trial to predict savings
ApPello can conduct a simulated Cash Optimisation scenario based on at least one year’s transactional data for selected cashpoints. A simulation will be generated using the most recent month’s figures, creating forecasts and transport plans, this way simulating cash stocks and transports as if the system were in use.
Read more

Data trial to predict savings
ApPello can conduct a simulated Cash Optimisation scenario based on at least one year’s transactional data for selected cashpoints. A simulation will be generated using the most recent month’s figures, creating forecasts and transport plans, this way simulating cash stocks and transports as if the system were in use.
Read more

Data trial to predict savings
ApPello can conduct a simulated Cash Optimisation scenario based on at least one year’s transactional data for selected cashpoints. A simulation will be generated using the most recent month’s figures, creating forecasts and transport plans, this way simulating cash stocks and transports as if the system were in use.
Read more

Are you interested?
Want to learn more about how our platform can modernize your bank?
Just schedule a call with one of our experts. We're here to help.
Are you interested?
Want to learn more about how our platform can modernize your bank?
Just schedule a call with one of our experts. We're here to help.
Are you interested?
Want to learn more about how our platform can modernize your bank?
Just schedule a call with one of our experts. We're here to help.
Are you interested?
Want to learn more about how our platform can modernize your bank?
Just schedule a call with one of our experts. We're here to help.